Five ways to fight the rising costs of fleet insurance

The better trained your drivers are, the safer they are likely to be on the roads. Safer driving should mean fewer accidents, which means fewer insurance claims – and, therefore, reduced premiums.

In a similar way, the better shape your vehicles are in, the less likely they are to breakdown or cause accidents through mechanical problems.

If your fleet changes over the years, it’s very easy to have extras on your policy that you don’t need any more – or possibly even cover for more vehicles or miles than you currently drive. Fixing this could bring your policy cost down.

Telematics is an effective way to identify bad behaviours among your drivers, which you can then target with focused training – potentially reducing the likelihood of incidents. Dash cams won’t reduce accidents directly, but they can help you prove that your drivers weren’t at fault.

This is the big idea. The specialists in LeasePlan Insurance can help you bring your costs down in a variety of ways:

• Developing a personalised insurance solution that fits your specific needs, so you get the coverage you require, without unnecessary costs.
• Supporting the processing of claims so everything goes more smoothly, which may reduce their impact on your next premium.
• Helping with the introduction of fleet technology, particularly telematics, and its ongoing application.
• Identifying fleet risks and providing effective management solutions, which can reduce the number of incidents – and, in the longer run, cut insurance costs.

To find out more about reducing your fleet risk and improving your drivers’ safety please visit our Fleet Risk page here. Fleet Risk Management | LeasePlan | LeasePlan United Kingdom