Insurance to protect your drivers and fleet
Fleet insurance typically makes up 10% to 15% of a fleet's total cost of ownership. There's the cost of repairs or deductibles, days of immobilization costs, and the cost of the insurance premium, which increases with claims. At Ayvens, you can design an offer tailored to your needs, with competitive premiums and comprehensive protection.
To optimise fleet insurance costs, Ayvens offers a distinctive approach: 3D Coverage. This service integrates fleet insurance into fleet management, providing competitive cover, active prevention, and easier fleet management benefits. It addresses both upfront costs and hidden costs from accidents and process inefficiencies. 3D Coverage helps drive down your total cost of ownership on three fronts.
Do you want to take the protection of your fleet and drivers even further?
And it also saves you time and costs, with quicker management processes.
Competitive cover is the first dimension of fleet insurance and can be tailored to your needs. Companies can choose from various risk structures and coverage options that match their risk tolerance, including several supplementary covers designed to maximise fleet cost predictability.
Active prevention is the second pillar of 3D coverage. With Ayvens' help, we set up programmes to make accidents happen less often, up to 30% less. The good things about this are easy to see: drivers are safer, insurance costs go down, and your business runs smoother. Safer driving even saves money on fuel and cuts down on CO2 emissions. Our programmes come with reports and smart tools that help you lower the number of accidents. You can check out our 5-step plan to make safety better and reduce damage
The third pillar is easier fleet management. Ayvens uses its many years of experience in fleet insurance and fleet management to make fleet-related tasks easier. With a one-stop approach for both drivers and fleet managers, which can save up to 250 EUR per vehicle each year. Ayvens takes care of things like issuing policies, renewing them, and ending them according to the leasing agreement. If there's an accident, we make sure it's dealt with quickly, so it doesn't cause too much trouble. Fleet managers don't have to juggle between the leasing company and the insurance company and drivers get good care and support from Ayvens.
Comprehensive driver insurance
At Ayvens, we recognise that accidents can happen and that’s why we offer insurance to provide an additional layer of protection. Ayvens insurance offers a full range of insurance options for passenger cars and commercial vehicles.
- Third party liability
Covers the legal liability for third part property damage, bodily injury or death caused by the insured driver arising from the use of the insured vehicle.
- Personal indemnity
Provides a benefit in the event of death or bodily injury to the driver and/or passengers of an insured vehicle.
- Own damage
Also known as CASCO, covers accidental loss or damage. Including damage by fire, theft or broken glass. It also convers loss or damage to parts and/or accessories and includes recovery from Third Parties when not at fault.
- Catastrophic events
Provides cover in the event of a loss involving two or more vehicles caused by an insured event such as flood, fire, hurricane, landslide, earthquake and tornado.
- Roadside assistance
In the event of a breakdown or accident, roadside assistance is covered. If the vehicle is not roadworthy, it also covers vehicle towing costs, driver/passenger transport and accommodation costs and a replacement vehicle.
- Legal expenses
Covers costs incurred when taking a civil action against a third part to recover uninsured losses. It also provides cover for defending a criminal action against the driver of the insured vehicle.
You can consult the General Insurance Terms that Ayvens provides through its Insurer Ayvens Insurance:
- General Terms of Mandatory Insurance
- Clauses of Unfair Wear and Tear Insurance
- Clauses of Total Guarantee and Premium Total Guarantee
The insurance contract is signed with LeasePlan Insurance, whose registered office is situated at Bloco C, Central Park, Leopardstown, Dublin 18, registered with the Insurance and Pension Funds Supervisory Authority under no. 222,618. The insurance contracts are brokered by Fleet Cover – Sociedade de Mediação de Seguros, Lda., whose registered office is situated at Lagoas Park, EdifÃcio 6, 2740-264 Porto Salvo, registered with the Insurance and Pension Funds Supervisory Authority under no. 407187719.
These are the most common vehicle insurances but Ayvens also specialises in specific ancillary cover for fleet owners. Get in contact with Ayvens to find out more.