Insurance cover

For your fleet, accidents are a risk in many respects

There is the cost of repairs or deductibles, the expenses of days without transport, the cost of the insurance premium that increases after the accident. Having its insurer, LeasePlan can design an offer tailor-made for you, with competitive premiums and wide-ranging cover. To take the protection of your fleet even further, you can choose additional cover only offered by LeasePlan.

Competitive premiums and wide-ranging protection

  • Replacement Vehicle in case of an accident during the period of unavailability, with no annual limit, deductible or deferral
  • Isolated Glass Breakage without no deductible or capital limit
  • Fair, Wear & Tear Insurance, which provides cover for damage not included in normal vehicle use
  • Total Guarantee and Premium Total Guarantee: an innovative cover which, in addition to the accident cover provided under the Total Guarantee, also covers the cost of the replacement vehicle, with a car being offered that is of an equal category to the one contracted under the lease and for an unlimited number of days
  • Baggage Protection Cover
  • Policy Issuing, Green Cards and Monthly Instalments without additional costs
  • Legal Protection

Also benefit from simplified processes

With more than 20 years managing vehicle fleets, LeasePlan guarantees you quicker processes, which lead to a reduction in administrative costs and a better driver experience. View some of the benefits:

  • A single point of contact, with total control of the process from beginning to end.

  • Immediate repair, even when responsibility for the accident has not been established.

  • LeasePlan management of all repairs, including those below the deductible amount.

  • Delivery and collection of replacement vehicle.

  • Regular status updates if repair time exceeds the forecast.

  • Preferential treatment in the Collision Network.

Do you want to take the protection of your fleet and drivers even further?

Discover 3D cover: the only one that not only protects your fleet when accidents happen, but also helps to prevent them from happening.

And it also saves you time and costs, with quicker management processes.

Reconditioning Insurance

At the end of the contract, how can you be sure that you will return the car in the best condition, without unforeseen costs?

It's easy: with LeasePlan's Reconditioning Insurance. The insurance that covers the costs of repairing damage to the vehicle's interior and exterior at the end of the contract.

Discover the benefits

Total Guarantee and Premium Total Guarantee

A transparent solution, with a fixed deductible and reduced premium, to protect you in situations where careless use of the vehicle by the driver leads to costs for the business.

This reduces the time the vehicle is grounded, speeds up internal processes and simplifies the discussion about attributing responsibility.

Total Guarantee Brochure

For more information, see the General Insurance Conditions that LeasePlan offers through its Insurer LeasePlan Insurance:

The insurance contract is entered into with LeasePlan Insurance, with headquarters at Block C, Central Park, Leopardstown, Dublin 18, registered with the Insurance and Pension Funds Supervisory Authority under no. 222.618. Insurance contracts are brokered by Fleet Cover – Sociedade de Mediação de Seguros, Lda., with headquarters at Lagoas Park, Edifício 6, 2740-264 Porto Salvo, registered with the Insurance and Pension Funds Supervisory Authority under no. 407187719.


Find out the measures provided for by Decree-Law No. 20-F/ 2020, of May-12 and Decree-Law No. 78-A/2020, of September-29

If you have any questions about the application of these measures, contact your Mediator or the Customer Support Line 800 20 42 98 in Portugal or +351 214 40 09 10 abroad. Available 24 hours a day, 7 days a week.