Car insurance
Accidents or breakdowns happen.
What shouldn't happen is, when they do occur, for you to have any unpleasant surprises with the insurance. Find out the periods of grace, limits or risks not covered which suddenly become unexpected costs. What do you expect from car insurance? Cheaper car insurance? Comprehensive car insurance?
Don't worry! Find out about all the covers you can get:
- ÂCivil liability
Protection so as to ensure that, in the event of an accident, you will be able to cover your expenses deriving from any material and physical damages caused to third parties, for the maximum amount allowed by law, of 50.000 €.
- ÂOwn damage
Better known as comprehensive insurance despite the usual exclusions, it is complete protection which includes: shock, collision and overturning; fire, lightning or explosion; theft or robbery; isolated glass breakage; extraordinary risks such as landslides, landslips, natural phenomena, tunnel subsidence, fall of aircraft, fall of roofing tiles; and social and political risks such as strikes, uprisings, riots, acts of terrorism or vandalism.
- ÂPersonal accident insurance for occupants
Various insured sum options, in cases of death or permanent disability, treatment expenses, funeral expenses and hospitalisation.
- ÂFinancial Guarantee
Protection in the event of total write-off of car if LeasePlan has the ownership.
Find out more about Financial Guarantee.
- ÂReconditioning Insurance
Protection intended to protect you from any unexpected costs upon contract termination if there is any damage to the vehicle.
Find out more about Reconditioning Insurance.
- ÂTotal Guarantee and Premium Total Guarantee
Protection in the event of careless use by the driver which may only be taken out if LeasePlan has ownership of the car. Access to replacement vehicle under Total Guarantee if LeasePlan owns the car and the Total Guarantee cover has been taken out.
Find out more about Total Guarantee and Premium Total Guarantee.
- ÂRoad assistance
Road Assistance available 24 hours a day from kilometre zero in the event of a breakdown, incident, theft, lack of fuel, lost keys or battery failure.
- ÂReplacement vehicle
Replacement car in the event of an incident, repairs, breakdowns, services, theft or robbery.
- ÂBaggage insurance
This guarantees the protection of your baggage in the event of theft or robbery.
- ÂLegal protection
Legal support available in cases deriving from accidents.
Feel totally secure.
LeasePlan covers are broader than the majority of car insurance policies on the market. Find out the differences:
LeasePlan
Usual market offer
You can consult the General Insurance Terms that LeasePlan provides through its Insurer LeasePlan Insurance:
General Terms of Mandatory Insurance General Terms of Optional Insurance Clauses of Reconditioning Insurance Clauses of Total Guarantee and Premium Total Guarantee
The insurance contract is signed with LeasePlan Insurance, whose registered office is situated at Bloco C, Central Park, Leopardstown, Dublin 18, registered with the Insurance and Pension Funds Supervisory Authority under no. 222,618. The insurance contracts are brokered by Fleet Cover – Sociedade de Mediação de Seguros, Lda., whose registered office is situated at Lagoas Park, EdifÃcio 6, 2740-264 Porto Salvo, registered with the Insurance and Pension Funds Supervisory Authority under no. 407187719.
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Frequently asked questions
The deductible is a percentage of the sum insured.
When an incident is reported due to an act of vandalism or natural phenomenon, the process is treated in the same way as an incident involving shock, collision or overturning. Usually the procedure is started, the loss adjustment is booked and the repair order given. If the third party liable for the damage to the car is not identified, the customer shall be regarded as the liable party.
In cases of theft, the authorities must be informed and the report must be obtained, which must always accompany the Mutual Statement of Automobile Accident;
Contact the LeasePlan Driver Support Line on 800 20 42 98 (cost-free call) in Portugal, or +351 21 370 31 23 (national fixed-line network cost call) abroad, for road assistance and replacement vehicle, if hired;
Mandatory filling in of the Mutual Statement of Automobile Accident and sending by e-mail to sinistros@leaseplan.com;
Send the original to the following address: LeasePlan Portugal Lagoas Park, EdifÃcio 6, 2740-244 Porto Salvo.
Always fill in the Mutual Statement of Automobile Accident;
Contact the LeasePlan Driver support Line on 800 20 42 98 (cost-free call);
Hand in the Mutual Statement of Automobile Accident at the workshop where the repair has been booked.
Always fill in the Friendly Declaration of Car Accident;
In the event of immobilisation, contact the LeasePlan Driver Support Line on 800 20 42 98 (cost-free call) in Portugal, or +351 21 370 31 23 (national fixed-line network cost call) abroad, for road assistance and replacement vehicle, if contracted;
Send the statement to the e-mail sinistros@leaseplan.com;
Send the original to the following address: LeasePlan Portugal Lagoas Park, EdifÃcio 6, 2740-244 Porto Salvo.
If the car is immobilised or if a fault warning light is activated and the car's instruction manual advises immobilisation;
Contact the LeasePlan Driver Support Line on 800 20 42 98 (cost-free call) in Portugal, or +351 21 370 31 23 (national fixed-line network cost call) abroad, for road assistance and replacement vehicle, if hired.
Make the appointment by contacting LeasePlan through 800 20 42 98 (cost-free call). If the driver is out of the country, contact LeasePlan through +351 211 446 88 94Â (national fixed-line network cost call) to request information about the most indicated partner for the necessary intervention;
Contact LeasePlan to supply the replacement car, if contracted;
Go to the workshop.