As an entrepreneur you know very well that getting a credit for your SME is not easy. A lot of applications are difficult and often SMEs spend too little time and effort in preparing them. Fortunately, there are some things you can do to optimise the whole process. We are happy to list them for you.
Applying for leasing with LeasePlan
For each lease contract we carry out a creditworthiness check with our credit committee.
This is important to determine whether a lease car fits in with your financial situation. The motto "good preparation is half the battle" also applies to your credit application. It not only saves you and us time, but also helps you to analyse your file realistically and get it approved more easily.
In order to assess your lease application, we naturally like to know with whom we are entering into a partnership. For this credit check, we need a few personal details in the first place. To check the creditworthiness, repayment capacity and risks of your SME, you also need to have the necessary figures on liquidity, profitability and solvency at hand. Think of last year's tax return, balance sheet, profit and loss account and overview of existing credits.
- Prepare your file well and collect the necessary documents in advance.
- Make sure your file is complete, clear and easy to read.
- It is even better to have your information reviewed in advance by your accountant or reviser.
- A strong relationship of trust starts with open and transparent communication.