Optimize your payroll:

car lease in a cafeteria plan

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A cafeteria plan: how does it work?

A cafeteria plan is nice way to optimize wages and to ensure that people gain more at the end of the day. It also allows you to offer more employees the opportunity to choose a car. Even people who are currently not eligible for a salary car can include car lease in their salary package. A cafeteria plan is also a cost-effective solution for a smooth transition to an electric fleet.

If you want to switch to a cafeteria plan, you need to make part of the salary flexible. For example, part of the gross salary or the end-of-year bonus. In exchange, the employee can choose from benefits such as extra holidays, pension savings, ... Or a new car, of course!

A win-win for everyone!

Both employers and employees have much to gain from car lease in a cafeteria plan.

Employer benefits:

Employee benefits:

Buying private car vs leasing in cafeteria plan

Extra costs significantly increase the price tag of a car. Leasing a car means that you never have to worry about unexpected costs. Moreover, you pay for the car with your gross salary. In this table you see how much Lis pays for a private car and how much she saves by leasing a (more expensive) car in a cafeteria plan:

Lis buys

- Volkswagen Passat
- Diesel
- 20000km/year
- Purchased new (incl. VAT): €36 000 / Sold after 5 years: €16 000

  • Depreciation: €4000/year
  • Breakdown assistance: €130/year
  • Road tax + vehicle registration tax: €500/year
  • Annual maintenance: €400/year
  • Tires (4 tires in 5 yrs time): €80/year
  • Set of winter tires: €96/year
  • Insurance (full omnium): €850/year
  • Unexpected costs: €75/year
  • Total cost: €6131/year
  • Total cost: €511/month

Lis leases

- Polestar 2
- Electric vehicle
- 20000km/year
- List price (incl. VAT): €50 899

  • Gross salary impact: €543/month
  • Gross impact BIK: €144/month
  • Road tax + vehicle registration tax: included
  • Net impact salary: €272/month
  • Net impact BIK: €72/month
  • Set of winter tires: included
  • Insurance (full omnium): included
  • Unexpected costs: included
  • Total cost: €4122/year
  • Total cost: €344/month

Why LeasePlan for your cafeteria plan?

LeasePlan has a lot of experience with car lease in a cafeteria plan. This is what we can do for you:

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